Our services encompass nearly every aspect of an individuals financial needs. We are experienced in all matters of accounting and taxation, IRS problem resolution, estates and trusts, financial planning and investment, real estate and more.

Tax planning & advice is one of the most valuable services Kuhn & Koviak, CPAs, Inc. provides. Through tax planning, we will be proactive in minimizing your tax liability and eliminate surprises on your tax return. Our team keeps up-to-date on all federal, state and local tax law changes.

• Simple 1040 Individual Income Tax preparation
• Complex Tax Return preparation
• Multi-state
• Personal Income
• Capital Transactions
• Rental Income
• Stock Options
• Business Income - Corporate, Partnership, Sole Proprietorship
• Financial Statements - Occasionally banks require preparation of personal financial statements for mortgages, home equity lines of credit, or if you need capital to start a business.

Developing tax strategies that take advantage of the latest tax laws and regulations is the best means of minimizing your tax liabilities.

Kuhn & Koviak, CPAs, Inc. can also work with your banking and other financial institutions to make sure that they have all of the information needed to make informed decisions regarding your personal finances.

Investment Review
Our firm can perform a custom portfolio analysis and review the risks and returns of specific investments including stocks, bonds, RElTs. and limited partnerships. We can also determine an optimal asset allocation for you by taking your unique personal and financial goals and resources into account.

Retirement Planning
Choices... choices... and more choices. Successful implementation and periodic review of your financial plan will ensure financial independence during your working years and through your retirement years.

• Traditional IRA
• Roth IRA
• SEP IRA • Educational IRA
• IRA Rollovers
• 401(k) Plans • Keogh Plans
• 403(b) Tax Sheltered Annuities
• Indexed, Fixed & Variable Annuities

Kuhn & Koviak, CPAs, Inc. stays current with the latest legislation and regulations effecting retirement planning; and through an analysis of retirement plan options and tax consequences and the development of savings and expense strategies, we will assist you in making the right choices and develop a retirement plan which will maximize your retirement and tax benefits.

Estate Planning
Using our estate planning expertise, we will development strategies to protect your assets, distribute them according to your wishes, and otherwise provide for your family. Effective estate planning facilitates the orderly transfer of assets to your beneficiaries, provides security for your surviving spouse, and can reduce or eliminate the tax due on the transfer of your business and other assets. For business owners, providing for business continuity and succession of ownership is essential. We can guide you through the complex process of setting your financial affairs in order. Our professionally developed estate plan will not only reduce estate taxes, but will also assist you to:

• Provide for an orderly transfer of your assets in accordance with your wishes
• Minimize the taxes on your estate and maximize the inheritance for your beneficiaries
• Provide for any special needs of family members
• Appoint a guardian for minor children
• Ensure the availability of cash to pay necessary taxes and administrative expenses
• Ensure the continued operation of a family-owned business
• Bypass probate administration for your estate
  

Educational Financial Planning
Using our familiarity with all aspects of educational savings plans and educational related tax regulations, we will work with you to develop an educational financial plan which will reduce your educational expenses and have beneficial tax consequences.

• 529 College Savings Plans
• Education Savings Accounts (Education IRA)
• Education Tax Credits
• HOPE and Lifetime Learning Credits
• College Financial Aid
• Tax Planning

We welcome the opportunity to help you reach your goals. Contact us to discuss how we can best assist you.